There are two main funds which provide further education (also called non-advanced) student assistance with living expenses. These are the Education Maintenance Allowance (EMA) for students who are under the age of 18 years at the official start date of their course and the Further Education Bursary Fund for all other students at non-advanced level.
About the Funding
FE funding can cover any full-time course at SCQF Level 6 or below such as:
- National Certificate (NC)
- National Progression Award (NPA)
- Scottish Vocational Qualification (SVQ) up to level SCQF 6
- Diploma (VTCT)
If you are undertaking a full-time FE course we advise you to complete the online EMA/Bursary application to allow us to identify if you are eligible for living costs, travel and/or course expenses allowance.
Funding to help with childcare or housing costs may be available.
Clck the following link for information about travel assistance.
An EMA is usually awarded to students who are under 18 years of age at the official start date of the course. You cannot receive an EMA until you have reached your school leaving age. In some circumstances, a student who is under 20 years of age may be awarded an EMA instead of a Further Education Bursary.
How much will I receive?
EMA awards will be paid according to the total taxable household income. Provided your attendance is 100% each week, we will pay you every two weeks, in arrears into the bank account stated on your application.
EMA is not paid during the holiday periods.
|Income||No. of dependent|
children in household*
|£0 - £24,421||1||£30|
|£0 - £26,884||2+||£30|
|£24,422 or above**||1||£0|
|£26,885 or above**||2+||£0|
* Dependent children are all those up to the age of 16 and those over the age of 16 and up to the age of 25 if they are in full-time education and training.
** Although you may not be eligible for EMA, you may still be eligible for assistance with travel and/or course expenses. You must complete the online application in order for us to assess this. You are only required to provide us with proof of identification, e.g. birth certificate.
If you live away from the parental home you may be eligible for an additional means-tested allowance of up to £41.60 per week (subject to change). This will be assessed based on the information you supply on your online application.
A Further Education Bursary is usually awarded if you are 18 years of age or older at the official start date of the course. This type of funding is a discretionary award and is not a loan.
If you have previously received funding for any full-time course and you were 18 years of age or older, please contact our Student Services Team at email@example.com to check your eligibility for further funding before starting your course. The amount of money you receive is based on your personal circumstances, e.g. age, where you live, your dependents and your parent(s)/guardian/partner income.
How much may I be entitled to receive?
The maximum rates for bursary are:
|Age of student||Living in parental home|
|Away from parental home
|25 & over or selfsupporting||Not applicable||£104.65|
How much you may receive is calculated depending on the household income for the complete tax year 2018/19, before the start date of your course (please see Household Income section). The tables below are examples of income and amounts that would be deducted from the weekly allowances (shown above).
Further Education Bursary is paid during all scheduled holidays with the exception of summer break.
If you are in receipt of Universal Credit, and are eligible to continue to receive this whilst at college, you will be awarded a weekly allowance of £28.00 instead of the above weekly allowance.
Do you receive unearned income?
Your award may be affected if you receive any unearned income during the time you are studying. Please note that Child Tax Credit and Child Benefit are not taken into consideration, however, Working Tax Credit and other benefits can affect your award. Any unearned income over £20.52 per week will impact on your weekly Bursary.
Do you qualify for self-supporting status?
To qualify for self-supporting status you must be able to provide evidence for one of the following conditions:
- You must be married or living with a partner or
- Have no parents living or
- Are formally recognised as a care leaver who is living independently or
- Caring for a child dependent on you or
- Have supported yourself for periods totalling no less than three years
What is Dependents’ Allowance and do I qualify?
This is an allowance for an adult dependent who is not eligible to claim any benefits. The weekly amount is £56.31. This allowance is means tested against household income.
You should apply as soon as the funding link appears on your Online Application home page.
You can apply for funding via your online application account. Click the following link to login to your online application account.
You must select the Bursary/EMA tab from your Home Screen and click new application
If you require assistance to complete your online application please contact our Student Services Team at firstname.lastname@example.org or visit your local campus help point.
You should apply as soon as the funding link appears on your Online Application home page.
Failure to submit your application and all requested documentation before the start of your course will result in a delay in any funding for which you may be eligible.
Applications and all correct documents must be submitted no later than six weeks after the official start date of your course.
What we need to know about you
To be considered for funding you must satisfy the residency requirements, which are set out in the Further Education Bursaries (Scotland) Direction and the Education Maintenance Allowance (Scotland) Direction. In most cases, if you have been ordinarily resident in the United Kingdom for the three years immediately before the official start of your course and are resident in Scotland on the official start date of your course, you are likely to be eligible. Eligible students do not pay tuition fees.
Students from the European Union (EU) can apply to get their fees paid but may not be eligible for a bursary or other college funding if you do not meet the above residency requirements.
For Bursary/EMA Candidates
To be treated as a Scottish home student you must meet all three of the following conditions:
- Ordinarily live in Scotland on the relevant date (this is usually the official start date of your course) and
- You’ve been living in the UK for 3 years before starting your course (we will ask you to provide evidence of this from the Local Authority or HMRC) and
- You’re a UK national or have ‘settled status’ (no restrictions on how long you can stay)
If you do not meet all three of the above conditions, you may still be eligible for some elements of support if you meet the requirements of one of the other UK residency categories listed:
- You’re an EU national, or family member of an EU national
- You’re a refugee
- You’re under humanitarian protection (as a result of a failed application for Asylum)
- You’re a migrant worker
- You’re a child of a Swiss national
- You’re a child of a Turkish worker
- You’re a Syrian Refugee
Syrian Vulnerable Persons Resettlement Scheme (VPRS) Fact Sheet
Please be aware that there are exceptions to the above therefore please contact our Student Services Team for further help to arrange an appointment email email@example.com
What Care Experienced Means
Care Experienced (also known as Care Leaver and Looked After) describes a student who is under the care of the Local Authority.
Local Authority Care can be provided:
- in the student’s own home
- in their parent(s) home
- in the home of relatives
- in a foster home
- in a care home or a residential unit
- it also includes students who are living independently and students who are cared for under a kinship order
Students who are subject to a “private fostering arrangement” are not included as care experienced as the local authority is not providing the care.
As a general rule full-time students do not qualify for payment of benefits. However, certain students are eligible to continue to claim benefits even when they become a full-time student. You must check with the Department for Work and Pensions to find out whether you will be allowed to remain on your benefit while attending college.
If your benefit is to continue when you are attending college you can apply for assistance with course expenses, travel costs and childcare (if appropriate) but you will not be granted any living allowance.
If you are unsure of your benefit eligibility you should seek advice from your local Department for Works and Pensions office.
Full-time students who may be entitled to remain on benefits include:
- Lone Parents on Income Support who are not required to register for employment
- Disabled students in receipt of certain disability related benefits
- Certain students in receipt of Employment and Support Allowance
You will need to provide various types of information to support your application. A checklist of this is provided on your submission email and a copy of the required evidence is stored within your online application under “Required Evidence”.
You can also download our Get Prepared for your Funding Application quick reference.
|Checklist Item||Evidence We Can Accept|
|Proof of Identification||Original Birth Certificate or Passport or Driving Licence or National Entitlement card (Young Scot card)|
|Asylum Seeker (student or family member)||Verification from Home Office of Immigration Status, the student’s visa (both sides), residency card (both sides) or Home Office documentation|
|Evidence of Bank details required||Bank Mandate|
|Parents’/Partners Child Maintenance Paid/Received||CSA (Child Support Agency) documentation OR other legal documentation showing maintenance paid/received during the period 6 April 2018 – 5 April 2019|
|Parentally Dependent Children||Original birth certificate OR passport for each dependent child. If child is also attending college/university please also upload the Bursary/SAAS award letter for 2019/20|
|Income from Dividends/Shares||Dividend/Share certificate for the period 6 April 2018– 5 April 2019|
|Parents’/Partner’s Gross Income from employment||P60 certificate(s) for the period 6 April 2018 – 5 April 2019 OR HMRC letter stating earnings for the period 6 April 2018 – 5 April 2019 OR form SF3 completed fully with employers stamp for the period 6 April 2018 – 5 April 2019|
|Parents'/Partner’s gross income from self-employment||Parents/partner’s SA302 from HMRC for Tax Year 2018/19 OR HMRC letter stating total earnings for Tax Year 2018/19 OR Form SF4 completed fully with accountants stamp. If parents/partner’s figures are not agreed with HMRC for 2018/19, upload the agreed 2017/18 SA302 OR HMRC letter stating total earnings or form SF4 completed fully with accountants stamp and a written estimate for 2018/19. Please note we do not accept Tax Returns or Accounts|
|Gross Bank/Building Society Interest||Bank/building society statement showing interest being credited to the account during the period 6 April 2018 – 5 April 2019 OR letter from the bank/building society confirming the amount being paid during the period 6 April 2018 – 5 April 2019|
|Migrant Worker (student or family member)||Migrant workers Contract of Employment and 3 most recent payslips of the migrant worker and if married your marriage certificate|
|Proof of residence in UK for last 3 years||A letter from Council Tax Office confirming address/es OR letter from HMRC confirming work history. Must cover 3 years immediately before start of course|
|Other Parentally Dependent Children other than the student||Original birth certificate OR passport for each child other than the student. If child is also attending college/university please also upload their Bursary/SAAS award letter for 2019/20|
|Other Taxable Income||Proof of any other income received during the period 6 April 2018 – 5 April 2019|
|Parental details with relationship not Mother or Father.||Legal documentation stating who has responsibility for the student e.g. Child Benefit award letter in the Legal Guardians name OR Tax Credit Award Notice in Legal Guardians name|
|Parent is single, separated, divorced or widowed.||Parent’s Tax Credit Award Notice for 2019/20 OR Council Tax Demand Notice for 2019/20 showing single person discount. We do not accept divorce decrees|
|Under 25 claiming Self Supporting as single person||For any 3 years evidence of income e.g. P60s OR Letter from HMRC confirming pay details OR letter from DWP confirming benefits received OR a copy of your formal rent agreement. Income from employment must be at least £3010.80 for each year|
|Parents’/Partners income from Social Security Benefits||Letter from DWP showing the annual amount of benefit received during the period 6 April 2018 – 5 April 2019 OR from SF3 completed fully with DWP stamp|
|Under 25 and claiming Self Supporting and married or living in established relationship||Council Tax Demand Notice for 2019/20 showing both names OR joint Tax Credit Award Notice for 2019/20 OR joint Benefit Award letter OR marriage/civil partnership certificate|
|No parents living||Parent’s Death Certificate|
|Unemployed Claiming Benefits continuing||Student’s current benefit award letter from DWP, all pages of student’s Universal Credit OR form SF2 completed fully with DWP stamp|
|Parents’ Working and Child Tax Credit Award||Your parents’ Tax Credit Award Notice for 2019/20, all pages|
|Joint Working and Child Tax Credit Award.||2019/20 Tax Credit Awards Notice – all pages|
|Living in own accommodation||Student’s council tax demand notice for 2019/20 showing single person discount|
|Under 25, single and claiming self-supporting status with a dependent child||Student’s Tax Credit Award Notice for 2019/20 (all pages) AND child’s Birth Certificate|
|Proof of Household Income||Bank statements or other supplementary evidence (e.g. a P45) of how your parent(s)/you/partner have supported the household during the period 6 April 2018 – 5 April 2019|
|Child Maintenance paid/received||CSA (Child Support Agency) documentation OR other legal documentation showing maintenance paid/received during the period 6 April 2018 – 5 April 2019|
|Proof of Income||3 of the student’s current wage slips or if you are self-employed your most recent SA302|
|Parents’/Partner’s income from education||Your Parent/Partner’s Further Education Bursary Award Notice for 2018/19 OR SAAS Award Notice for 2018/19. Remember to upload evidence of income from benefits or employment for the period 6 April 2018 – 5 April 2019 as funding from Bursary/SAAS does not cover the full 12 months|
|DWP Benefits Continuing||Recent letter from DWP showing benefit for the student OR - Universal Credit for student OR - Form SF2 fully completed by the DWP for the student. Universal credit - must show how this is broken down.|
|Previous Funding||Please upload evidence of all previous full-time funding you the student received between August 2013 and the present date, e.g. SAAS award letters, College Bursary Award Letters, EMA award letters|
|Evidence of Term Time Address||Please upload either the student’s Council Tax Demand Notice for 2019/20 for your term time address OR the student’s rent/lease agreement for your term time address|
|Established Relationship||Please upload either the student’s Council Tax Demand Notice for 2019/20 for your term time address OR the student’s rent/lease agreement for your term time address|
|Change of Circumstances||Change of Circumstances|
|Concessionary Travel Evidence||Please upload a copy of the student’s concessionary travel card, evidence that the student has been awarded mobility payments (either DLA or PIP) or car as replacement for mobility payments|
|Single student not living alone||A letter from your Local Authority stating all individuals living in the household aged 18 years or above|
|Joint Council Tax Demand Notice||Joint Council Tax Demand Notice for 2019/20|
|Proof of how student is supporting themselves prior to starting their course||Student’s benefits letter OR bank statements for last 3 months OR last 3 wage slips|
|Pensions||For Private Pension, the P60 for 2018/19. For State Pension, the letter from DWP confirming the weekly amount and the number of weeks paid during the period 6 April 2018 – 5 April 2019|
|Siblings Award Letter||If your sibling is attending college/university please upload their Bursary/SAAS award letter for 2019/20|
|Home Office Documentation||The Student’s visa (both sides), residency card (both sides) or Home Office documentation|
- For help uploading documents to the Online Applications website please visit, Using the Online Application Website
- Download the Get Prepared for your Funding Application quick reference.
- Check the Examples of Documentation page.
If your parents live together we will use both their incomes
If your parents are separated, divorced or no longer live together, we will use the income of the parent you normally live with
If your parent lives with a partner or you have a step-parent, we will use their income as well as the parent you live with
If you are married or live with a partner, we will use their income
We do not take any earned income you have into account, however, if you have any unearned income, such Working Tax Credit, income from property etc, we will take this into account as part of the student’s income.
What happens next?
On receiving your documentation a member of our team will review your application. An award or request for further information will emailed to you, please ensure you check your emails.
Copies of all emails are stored within your Mailbox tab on your online application account.
Our current processing date is displayed on your Online Applications Home page for information.
We will require all requested documentation to be uploaded before we can make an accurate assessment of award.
During May – September we experience high volumes of applications, it could take up to 6 weeks to process your application. Please ensure you submit your application and documentation as soon as possible.
Our current processing date is displayed on your Online Applications Home page.
You may be eligible for other funds when you start your course. Please refer to the page “What other funding is available?”
Log back into your online application account to view the status of your application.
As the Funding team assess your application against the documents received, the status of your application will change. The current status can be viewed on the HOME screen of your application under the Bursary/EMA Section.
We may request further documentation to progress with your application, please ensure you check your emails regularly.
The Assessment status is found on the Status Screen. Each student should have a status.
|Application Cancelled||Application Cancelled|
|Fees, Books, Travel Award Only||An award for fees, books and travel has been issued. To be assessed for EMA please check your mail box|
|FEES||Only Fees will be paid for you. Please check your mail box|
|FINAL||An award has been issued, please check your mail box|
|FURTHER (FI)||No assessment can be made until further evidence has been provided|
|PROCESSING||We are currently assessing the information you have provided and will be in contact soon|
|PROVISIONAL||A provisional award has been issued. Further evidence is required once available . Please check your mail box|
|WITHDRAWN||Student withdrawn – Bursary Terminated|
We will only communicate with you by email and/or text.
You should check your email messages regularly to see if we have contacted you. You can also see any messages we have sent on your Online Applications Home Page and view them in your account Mailbox.
More Funding Options
Childcare – apply for this through the childcare tab on the funding application. Please remember your childcare provider must be registered with the Care Inspectorate. The College cannot assist with non-registered childcare. Childcare funding is means tested and paid direct to the childcare provider.
Click the following link for more information on applying for childcare assistance.
Housing – If you have a commitment to pay housing costs (your name must be on the lease/mortgage) you may be eligible for help with housing costs. This assistance is means tested and paid direct to the student. You can apply for this through the housing tab on the funding application. Please note that some students can still claim housing benefit and therefore will be asked to claim housing benefit instead.
Click the following link for more information about applying for Housing Assistance.
Financial Assistance – The College has access to a small fund that can help students who may find themselves in extreme hardship while they are a student. If you feel this is the case once you have started your course please arrange to see a member of Student Services Team through the Advice Centre at your campus. The staff will help you to complete an online form to apply for a one off award. Staff will also check that you have applied for all your funding and if there is any other type of support that could help your particular circumstances.
Council Tax – You are regarded as a “student” for council tax purposes if you are under 20 years old and on a non-advanced course of more than 12 hours a week and the course lasts more than three months.
If you are aged 20 or over you on either a non-advance or advanced course you are regarded as a “student” for council tax purposes if the course requires you to undertake periods of study, tuition or work experience of at least 24 weeks each academic year, for an average of at least 21 hours a week.
If you are studying full time in Scotland and meet the residency conditions, we will pay your tuition fees. If you do not meet the residency conditions you will be liable to pay your tuition fees, which may be at the international rate.
Do I meet the residency conditions?
The rules surrounding residency are complicated, however, the general criteria to be eligible for funding are, you the student, must be:
- Ordinarily resident in the UK for three years immediately before the official start date of your course;
- Settled in the UK as described in the Immigration Act 1971;
- Ordinarily resident in Scotland on the official start day of your course.
The term ordinarily resident has been defined by the courts as “habitual and normal residence in one place”. This means that you live in a country year after year by choice throughout a set period. Living here totally or mainly for the purpose of receiving full-time education does not count as being ordinarily resident.
If you do not meet the residency criteria, you may still be eligible to apply to the College for funding. Please contact our Student Services Team for further advice and guidance.
If you are a non-Scottish UK national, and have moved to Scotland solely for the purposes of education, you are not eligible for tuition fees, living costs, and travel or course expenses. For support please contact your Local Education Authority or Northern Ireland Library Board. If you do not qualify for support from your Local Authority or Library Board, you will be personally liable for payment of tuition fees and supporting yourself throughout your studies.
If you are from Shetland or Orkney you must apply to your local authority to cover your living costs, travel and course expenses.
If you have not been ordinarily resident in the UK/European Economic Area (EEA) for the last 3 years, please contact our International Officer.
You may be awarded assistance with travel if you live more than two miles from the campus you will be attending.
If you are 18 or above at the official start date of your course, this assistance will be means tested against your household income.
Course expenses are for books and/or equipment you may need to study your course. The amount varies from course to course, and is not dependent upon household income if you are under 18 at the start date of your course.
If you haven’t found the answer to your question here then the quickest way to contact us is by logging into your account and sending us a message from your Online Applications Home Page Mailbox. You can also email us at firstname.lastname@example.org (remember to put your name, date of birth and course title in the email so we know who you are) or call us on 0300 123 1036 or go to your campus Help Point.
|HMRC||0300 200 3300|
|HMRC (Tax Credits)||0845 300 3900|
|Department of Work & Pensions||0345 604 3719|
|Carer’s Allowance||0845 608 4321|
|Dundee City Council Housing & Council Tax||01382 431205|
|Angus Council Housing & Council Tax||01241 435229|
|Fife Council||03451 550000|
|Student Loans Company (SLC)||0300 555 0505|
|Student Awards Agency Scotland (SAAS )||0300 300 3137|
|Dundee and Angus College||0300 123 10 10 – Ask for Student Funding at your campus of study|
- Submit your application as soon as possible
- Upload your supporting documentation promptly
- Direct any questions to email@example.com
- Budget for starting college
- Ensure you keep your payment schedule and refer to this frequently.
Let us know if:
- You change your address
- You change your bank details
- Your financial circumstances change
- You change or leave your course
- You change your email address or contact telephone number